Every Louisiana boat owner knows the routine when a storm enters the Gulf: watch the forecast, call the marina, and figure out how to get the boat somewhere safer. Moving or securing a boat on short notice takes time and money. Some boat policies include coverage that helps with those costs.<\/p>\n
Often called named storm haul-out coverage, it can reimburse part of the cost to haul out, move, or secure a boat when a named storm threatens your area. It’s typically included on some boat and yacht policies, offered as an option on others, and not available on every policy.<\/p>\n
Many policies require a hurricane watch or warning for your area before the coverage applies. Some require a professional hauling service.<\/p>\n
Policies commonly reimburse a portion of eligible costs, up to a set limit. The details vary, so check your policy’s terms before storm season.<\/p>\n
It can. Some insurers ask boat owners, especially those in coastal areas, to have a written plan for securing the boat. Following that plan may affect how certain storm-related claims and deductibles are handled.<\/p>\n
Many marina contracts require owners to remove or secure boats when a storm approaches and limit the marina’s responsibility for storm damage. Read your slip agreement closely.<\/p>\n
With hurricane season ending November 30, the off-season is a good time to review your coverage and plan. Hughes Insurance Services in Gonzales, LA can review your boat insurance<\/a> and hurricane coverage options. Policy terms vary. Boaters across Gonzales, LA and Ascension Parish can reach out to Hughes Insurance Services<\/a> or browse our insurance blog<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":" Every Louisiana boat owner knows the routine when a storm enters the Gulf: watch the forecast, call the marina, and figure out how to get the boat somewhere safer. Moving or securing a boat on short notice takes time and money. Some boat policies include coverage that helps with those costs. Your Haul-Out Coverage Questions, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[21,14,13],"class_list":["post-28","post","type-post","status-publish","format-standard","hentry","category-boat-watercraft-insurance","tag-boat-and-watercraft-insurance","tag-gonzales","tag-hughes-insurance-services"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t